Income Statement

WAFD INC

WAFD
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Sep 30, 2025 2025 FY Sep 30, 2024 2024 FY Sep 30, 2023 2023 FY Sep 30, 2022 2022 FY Sep 30, 2021 2021 FY Sep 30, 2020 2020 FY Sep 30, 2019 2019 FY Sep 30, 2018 2018 FY Sep 30, 2017 2017 FY Sep 30, 2016 2016 FY Sep 30, 2015 2015 FY Sep 30, 2014 2014 FY Sep 30, 2013 2013 FY Sep 30, 2012 2012 FY Sep 30, 2011 2011 FY Sep 30, 2010 2010 FY
Revenue
725.48 721.52 742.44 660.96 565.67 556.47 733.78 651.16 601.13 583.83 570.98 564.36 674.38 800.04 898.26 783.99
Cost of Revenue
- - - - - - 188.76 129.49 114.89 110.29 105.91 112.68 137.51 238.20 320.80 449.01
Gross Profit
29.65 27.51 26.05 25.94 24.69 23.69 545.03 521.67 486.24 473.54 465.07 451.68 536.87 561.83 577.46 334.98
Operating Expenses
427.46 448.27 376.04 358.58 332.46 315.56 283.06 264.32 231.52 235.45 224.85 204.01 164.24 142.85 136.06 131.48
Research & Development
- - - - - - - - - - - - - - - -
Selling, General & Administrative
222.15 234.15 196.53 193.92 176.11 147.60 133.59 123.55 112.26 112.88 119.94 109.73 90.82 77.63 72.03 69.88
Other Operating Expenses
205.32 214.12 179.50 164.66 156.35 167.96 149.48 140.77 119.26 122.56 104.91 94.28 73.43 65.23 64.03 61.60
Operating Income
-397.81 -420.77 -349.99 -332.63 -307.77 -291.87 261.97 257.35 254.72 238.09 240.22 247.67 372.63 418.98 441.41 203.50
Non-Operating Income
-7.26 -11.34 -2.21 -0.62 -0.63 -0.53 -0.45 -0.44 -0.44 -0.44 -0.44 -0.49 -0.53 0.56 0.63 80.48
Interest Income
1,339.45 1,371.71 1,042.96 666.36 591.61 621.27 671.47 607.08 548.92 536.79 530.55 533.70 380.13 397.02 416.94 663.56
Interest Expense
685.21 710.88 352.72 71.77 86.50 151.76 190.41 134.94 116.99 116.54 117.07 128.08 136.16 193.25 227.70 269.10
Other Non-Op Income / Expense
-7.26 -11.34 -2.21 -0.62 -0.63 -0.53 -0.45 -0.44 -0.44 -0.44 -0.44 -0.49 -0.53 0.56 0.63 -
Income Before Tax
289.64 256.06 325.08 300.04 233.14 219.19 262.78 257.24 256.22 248.13 249.52 244.93 234.62 215.91 173.66 123.03
Income Tax Expense
63.57 56.02 67.65 63.71 49.52 45.75 52.52 53.39 82.68 84.09 89.20 87.56 83.11 77.73 62.52 4.37
Non-Controlling Interest
- - - - - - - - - - - - - - - -
Net Income
226.07 200.04 257.43 236.33 183.62 173.44 210.26 203.85 173.53 164.05 160.32 157.36 151.51 138.18 111.14 118.65
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Sep 30, 2025 2025 FY Sep 30, 2024 2024 FY Sep 30, 2023 2023 FY Sep 30, 2022 2022 FY Sep 30, 2021 2021 FY Sep 30, 2020 2020 FY Sep 30, 2019 2019 FY Sep 30, 2018 2018 FY Sep 30, 2017 2017 FY Sep 30, 2016 2016 FY Sep 30, 2015 2015 FY Sep 30, 2014 2014 FY Sep 30, 2013 2013 FY Sep 30, 2012 2012 FY Sep 30, 2011 2011 FY Sep 30, 2010 2010 FY
Depreciation & Amortization
- - - - - - - - - - - - - - - -
EBITDA
-397.81 -420.77 -349.99 -332.63 -307.77 -291.87 261.97 257.35 254.72 238.09 240.22 247.67 372.63 418.98 441.41 203.50
Earnings Per Share (Basic)
2.64 2.50 3.72 3.40 2.39 2.26 2.61 2.40 1.95 1.79 1.68 1.56 1.45 1.29 1.00 1.06
Diluted EPS
2.63 2.50 3.72 3.39 2.39 2.26 2.61 2.40 1.94 1.78 1.67 1.55 1.45 1.29 1.00 1.05
Weighted Average Shares
80.18 74.24 65.19 65.29 72.53 76.72 80.47 85.01 88.91 91.40 95.64 101.15 104.68 107.11 111.38 112.44
Diluted Weighted Avg Shares
80.26 74.29 65.26 65.40 72.57 76.73 80.50 85.11 89.22 91.91 96.05 101.59 104.84 107.15 111.46 112.75
Comprehensive Income
227.17 208.97 251.87 219.03 236.45 175.10 217.25 207.13 189.70 152.54 139.96 171.69 144.58 65.70 147.25 113.90