Legal Disclaimers

This page provides key disclaimers about your use of Finanzapedia. For the complete and legally binding terms, please read our Terms of Service.

1. Our Core Purpose: Education, Not Advice

Finanzapedia is a financial intelligence and education platform. We provide calculators, data, models, and explanatory content. Our goal is to equip you with tools and knowledge for your own research and critical thinking.

Nothing on this website constitutes financial advice, an investment recommendation, or an offer to buy or sell any security.

2. Your Responsibility & Assumption of Risk

You alone are responsible for your investment decisions and financial research.

You should consult with a qualified, licensed financial advisor, accountant, or legal professional before making any financial decision.

Investing involves substantial risk, including the potential loss of all invested capital.

By using our tools and content, you agree that you are doing so for informational and educational purposes as part of your own independent due diligence.

3. No Warranty or Guarantee of Results

All information, data, tools, and content on Finanzapedia are provided "as is" and "as available" for educational use.

We make no warranties, express or implied, regarding the accuracy, completeness, reliability, or timeliness of any information.

Past performance is not indicative of future results. Any historical data, backtests, or examples (including the performance of Berkshire Hathaway, the S&P 500, or any other asset) are presented for illustrative and educational purposes only and do not guarantee future performance.

4. No Endorsements or Affiliations

Finanzapedia is an independent entity.

We are not affiliated with, endorsed by, sponsored by, or in any way officially connected with Amazon.com, Inc., Warren Buffett, Berkshire Hathaway Inc., or S&P Dow Jones Indices.

Any reference to these or other companies, individuals, or philosophies is made strictly for educational, illustrative, and commentary purposes.

5. Limitation of Liability

To the fullest extent permitted by law, Finanzapedia, its founders, and contributors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the Service or any information contained herein.

For the complete terms governing your use of Finanzapedia, please see our full Terms of Service.