Income Statement

SOUTH PLAINS FINANCIAL, INC.

SPFI
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY
Revenue
211.89 195.17 218.97 214.62 219.23 239.83 189.58
Cost of Revenue
- - - - - 41.52 31.17
Gross Profit
- - - - - 198.32 158.41
Operating Expenses
132.62 127.58 134.95 144.09 148.03 141.72 121.71
Research & Development
- - - - - - -
Selling, General & Administrative
4.02 3.78 3.45 3.61 3.23 3.09 3.02
Other Operating Expenses
55.67 53.24 55.57 57.77 54.67 52.50 46.32
Operating Income
-132.62 -127.58 -134.95 -144.09 -148.03 56.60 36.70
Non-Operating Income
-206.69 -190.87 -214.36 -217.24 -221.15 0.00 0.00
Interest Income
252.00 240.90 212.03 161.17 135.04 138.23 132.94
Interest Expense
85.00 93.80 72.29 22.69 13.27 15.95 28.37
Other Non-Op Income / Expense
15.19 25.26 34.93 23.72 15.40 28.68 25.24
Income Before Tax
74.07 63.29 79.42 73.15 73.12 56.60 36.70
Income Tax Expense
15.60 13.58 16.67 14.91 14.51 56.60 36.70
Non-Controlling Interest
- - - - - - -
Net Income
58.47 49.72 62.75 58.24 58.61 0.00 0.00
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY
Depreciation & Amortization
- - - - - - -
EBITDA
-126.81 -121.07 -128.53 -137.12 -141.59 63.18 41.93
Earnings Per Share (Basic)
3.59 3.03 3.73 3.35 3.26 2.51 1.74
Diluted EPS
3.44 2.92 3.62 3.23 3.17 2.47 1.71
Weighted Average Shares
16.28 16.41 16.84 17.37 17.95 18.05 16.82
Diluted Weighted Avg Shares
16.98 17.03 17.33 18.02 18.49 18.34 17.04
Comprehensive Income
71.37 40.77 76.18 -20.57 50.98 65.73 32.42