Income Statement
SOFI TECHNOLOGIES, INC.
SOFI
Performance Overview
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in millions USD
| Metric | Dec 31, 2025 2025 FY | Dec 31, 2024 2024 FY | Dec 31, 2023 2023 FY | Dec 31, 2022 2022 FY | Dec 31, 2021 2021 FY | Dec 31, 2020 2020 FY |
|---|---|---|---|---|---|---|
|
Revenue
|
5,296.82 | 3,660.29 | 3,021.82 | 2,621.55 | 1,723.92 | - |
|
Cost of Revenue
|
609.00 | 461.63 | 380.00 | 313.23 | 256.98 | - |
|
Gross Profit
|
-609.00 | -461.63 | -380.00 | -313.23 | -256.98 | - |
|
Operating Expenses
|
3,057.18 | 2,409.80 | 2,423.95 | 1,892.26 | 1,466.05 | 0.00 |
|
Research & Development
|
648.33 | 551.79 | 511.42 | 405.26 | 276.09 | - |
|
Selling, General & Administrative
|
1,095.41 | 796.29 | 719.40 | 617.82 | 498.53 | - |
|
Other Operating Expenses
|
- | - | - | - | - | - |
|
Operating Income
|
-3,666.18 | -2,871.44 | -2,803.95 | -2,205.48 | -1,723.03 | - |
|
Non-Operating Income
|
-4,192.03 | -3,104.78 | -2,502.79 | -1,886.76 | -1,241.85 | - |
|
Interest Income
|
3,375.20 | 2,807.82 | 2,051.07 | 773.37 | 355.02 | - |
|
Interest Expense
|
1,156.24 | 1,091.34 | 789.33 | 189.28 | 102.78 | - |
|
Other Non-Op Income / Expense
|
- | - | - | - | -0.26 | - |
|
Income Before Tax
|
525.86 | 233.35 | -183.40 | -47.19 | -481.18 | - |
|
Income Tax Expense
|
44.54 | -265.32 | -0.42 | 1.69 | 2.76 | - |
|
Non-Controlling Interest
|
- | - | - | - | - | - |
|
Net Income
|
481.32 | 498.67 | -300.74 | -320.41 | -483.94 | - |
Supplemental
Per share data, derived & other items — not part of the income statement
in millions USD unless noted
| Metric | Dec 31, 2025 2025 FY | Dec 31, 2024 2024 FY | Dec 31, 2023 2023 FY | Dec 31, 2022 2022 FY | Dec 31, 2021 2021 FY | Dec 31, 2020 2020 FY |
|---|---|---|---|---|---|---|
|
Depreciation & Amortization
|
- | - | - | - | - | - |
|
EBITDA
|
-3,432.03 | -2,667.94 | -2,602.53 | -2,054.12 | -1,621.46 | 0.00 |
|
Earnings Per Share (Basic)
|
0.42 | 0.46 | -0.36 | -0.40 | -1.00 | - |
|
Diluted EPS
|
0.39 | 0.39 | -0.36 | -0.40 | -1.00 | - |
|
Weighted Average Shares
|
1,150.14 | 1,050.22 | 945.02 | 900.89 | 526.73 | - |
|
Diluted Weighted Avg Shares
|
1,251.77 | 1,101.39 | 945.02 | 900.89 | 526.73 | - |
|
Comprehensive Income
|
500.66 | 491.51 | -293.66 | -327.23 | -485.24 | - |