Income Statement

PROVIDENT FINANCIAL HOLDINGS INC

PROV
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Jun 30, 2025 2025 FY Jun 30, 2024 2024 FY Jun 30, 2023 2023 FY Jun 30, 2022 2022 FY Jun 30, 2021 2021 FY Jun 30, 2020 2020 FY Jun 30, 2019 2019 FY Jun 30, 2018 2018 FY Jun 30, 2017 2017 FY Jun 30, 2016 2016 FY Jun 30, 2015 2015 FY Jun 30, 2014 2014 FY Jun 30, 2013 2013 FY Jun 30, 2012 2012 FY
Revenue
39.00 38.86 50.07 39.45 39.77 46.98 56.89 64.61 73.24 76.37 80.08 69.73 108.56 79.88
Cost of Revenue
- - 8.63 5.60 5.27 4.94 6.21 7.12 8.32 8.69 7.81 10.72 - -
Gross Profit
- - 41.43 33.85 34.50 42.04 50.68 57.49 64.92 67.68 72.28 59.02 - -
Operating Expenses
30.79 28.54 28.27 25.92 25.73 28.90 45.24 53.20 58.79 58.26 57.97 54.17 67.34 55.37
Research & Development
- - - - - - - - - - - - - -
Selling, General & Administrative
0.71 0.71 0.62 0.64 0.68 0.77 0.98 1.04 1.32 1.33 1.64 1.76 1.86 1.19
Other Operating Expenses
11.79 10.90 10.53 10.08 10.58 9.99 15.09 18.38 17.04 15.65 16.35 16.12 16.89 16.08
Operating Income
-30.79 -28.54 13.16 7.93 8.77 13.14 5.45 4.29 6.13 9.42 14.31 4.85 -67.34 -55.37
Non-Operating Income
-39.67 -38.93 0.75 -4.92 -1.42 2.24 -0.48 - - - - - - -
Interest Income
56.62 54.73 45.99 34.73 35.20 42.46 44.38 42.71 42.42 39.30 39.70 38.06 44.16 51.44
Interest Expense
21.16 19.81 9.01 3.14 4.56 6.06 6.21 6.41 6.68 6.98 6.42 7.34 10.80 14.71
Other Non-Op Income / Expense
-1.94 1.26 -0.02 2.45 3.35 1.00 -2.24 -2.19 -4.22 -7.09 -14.73 7.09 26.25 -
Income Before Tax
8.87 10.39 12.42 12.86 10.19 10.90 6.31 3.94 9.02 14.24 24.20 -0.82 -0.78 -
Income Tax Expense
2.62 3.04 3.82 3.77 2.63 3.21 1.50 -2.61 -0.52 -0.32 -0.34 -0.63 0.33 7.93
Non-Controlling Interest
- - - - - - - - - - - - - -
Net Income
6.26 7.35 8.59 9.09 7.56 7.69 4.42 2.13 5.21 7.47 9.80 6.61 25.80 10.81
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Jun 30, 2025 2025 FY Jun 30, 2024 2024 FY Jun 30, 2023 2023 FY Jun 30, 2022 2022 FY Jun 30, 2021 2021 FY Jun 30, 2020 2020 FY Jun 30, 2019 2019 FY Jun 30, 2018 2018 FY Jun 30, 2017 2017 FY Jun 30, 2016 2016 FY Jun 30, 2015 2015 FY Jun 30, 2014 2014 FY Jun 30, 2013 2013 FY Jun 30, 2012 2012 FY
Depreciation & Amortization
- - - - - - - - - - - - - -
EBITDA
-30.79 -28.54 13.16 7.93 8.77 13.14 5.45 4.29 6.13 9.42 14.31 4.85 -67.34 -54.01
Earnings Per Share (Basic)
0.93 1.06 1.20 1.23 1.01 1.03 0.59 0.28 0.66 0.90 1.09 0.67 2.43 0.96
Diluted EPS
0.93 1.06 1.19 1.22 1.00 1.01 0.58 0.28 0.64 0.88 1.07 0.65 2.38 0.96
Weighted Average Shares
6.72 6.94 7.14 7.40 7.46 7.47 7.48 7,542.07 7,918.45 8,347.56 8,996.95 9,926.32 10,601.15 -
Diluted Weighted Avg Shares
6.76 6.96 7.19 7.45 7.54 7.58 7.60 7,700.37 8,098.99 8,541.55 9,173.86 10,110.79 10,835.20 -
Comprehensive Income
6.28 7.39 8.55 9.02 7.53 7.63 4.42 2.13 5.21 7.47 9.80 6.61 25.80 10.80