Income Statement
PAGAYA TECHNOLOGIES LTD.
PGY
Performance Overview
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in millions USD
| Metric | Dec 31, 2025 2025 FY | Dec 31, 2024 2024 FY | Dec 31, 2023 2023 FY |
|---|---|---|---|
|
Revenue
|
1,301.36 | 1,032.25 | 812.05 |
|
Cost of Revenue
|
749.17 | 597.65 | 508.94 |
|
Gross Profit
|
552.19 | 434.60 | 303.11 |
|
Operating Expenses
|
234.77 | 317.35 | 277.73 |
|
Research & Development
|
75.21 | 76.57 | 74.38 |
|
Selling, General & Administrative
|
159.56 | 240.78 | 203.35 |
|
Other Operating Expenses
|
- | - | - |
|
Operating Income
|
317.42 | 117.24 | 25.37 |
|
Non-Operating Income
|
265.79 | 538.37 | 206.54 |
|
Interest Income
|
48.43 | 32.29 | 38.75 |
|
Interest Expense
|
12.40 | 3.10 | - |
|
Other Non-Op Income / Expense
|
-80.42 | -487.96 | -156.77 |
|
Income Before Tax
|
51.63 | -421.12 | -181.17 |
|
Income Tax Expense
|
-29.76 | -19.72 | -52.73 |
|
Non-Controlling Interest
|
-10.02 | -44.29 | -68.30 |
|
Net Income
|
81.39 | -401.41 | -128.44 |
Supplemental
Per share data, derived & other items — not part of the income statement
in millions USD unless noted
| Metric | Dec 31, 2025 2025 FY | Dec 31, 2024 2024 FY | Dec 31, 2023 2023 FY |
|---|---|---|---|
|
Depreciation & Amortization
|
- | - | - |
|
EBITDA
|
347.50 | 146.00 | 44.50 |
|
Earnings Per Share (Basic)
|
0.99 | -5.66 | -2.14 |
|
Diluted EPS
|
0.93 | -5.66 | -2.14 |
|
Weighted Average Shares
|
78.34 | 70.88 | 60.04 |
|
Diluted Weighted Avg Shares
|
83.10 | 70.88 | 60.04 |
|
Comprehensive Income
|
44.56 | -413.34 | -127.28 |