Income Statement
PONCE FINANCIAL GROUP, INC.
PDLB
Performance Overview
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in millions USD
| Metric | Dec 31, 2025 2025 FY | Dec 31, 2024 2024 FY | Dec 31, 2023 2023 FY | Dec 31, 2022 2022 FY | Dec 31, 2021 2021 FY |
|---|---|---|---|---|---|
|
Revenue
|
194.94 | 169.89 | 136.09 | 89.17 | 101.74 |
|
Cost of Revenue
|
89.50 | 87.53 | 61.57 | 40.20 | 10.97 |
|
Gross Profit
|
105.44 | 82.36 | 74.52 | 48.98 | 90.77 |
|
Operating Expenses
|
67.01 | 66.67 | 68.66 | 85.82 | 57.14 |
|
Research & Development
|
- | - | - | - | - |
|
Selling, General & Administrative
|
32.02 | 31.62 | 31.52 | 28.51 | 23.47 |
|
Other Operating Expenses
|
34.99 | 35.05 | 37.14 | 57.32 | 33.67 |
|
Operating Income
|
38.43 | 15.69 | 5.85 | -36.85 | 33.62 |
|
Non-Operating Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Interest Income
|
185.53 | 162.64 | 125.87 | 82.75 | 67.10 |
|
Interest Expense
|
85.71 | 86.20 | 60.60 | 16.15 | 8.25 |
|
Other Non-Op Income / Expense
|
31.39 | 14.72 | 7.06 | -22.15 | 28.17 |
|
Income Before Tax
|
38.43 | 15.69 | 5.85 | -9.86 | 36.60 |
|
Income Tax Expense
|
9.73 | 4.71 | 2.50 | -6.85 | 8.21 |
|
Non-Controlling Interest
|
- | - | - | - | - |
|
Net Income
|
28.70 | 10.97 | 3.35 | -30.00 | 25.42 |
Supplemental
Per share data, derived & other items — not part of the income statement
in millions USD unless noted
| Metric | Dec 31, 2025 2025 FY | Dec 31, 2024 2024 FY | Dec 31, 2023 2023 FY | Dec 31, 2022 2022 FY | Dec 31, 2021 2021 FY |
|---|---|---|---|---|---|
|
Depreciation & Amortization
|
- | - | - | - | - |
|
EBITDA
|
43.25 | 20.42 | 10.38 | -32.58 | 36.12 |
|
Earnings Per Share (Basic)
|
1.21 | 0.46 | 0.15 | -1.32 | 1.52 |
|
Diluted EPS
|
1.20 | 0.46 | 0.15 | -1.32 | 1.51 |
|
Weighted Average Shares
|
22.75 | 22.43 | 22.75 | 22.69 | 16.74 |
|
Diluted Weighted Avg Shares
|
23.06 | 22.55 | 22.82 | 22.69 | 16.79 |
|
Comprehensive Income
|
33.18 | 11.32 | 5.56 | -46.41 | 23.82 |