Income Statement

PIONEER BANCORP, INC./MD

PBFS
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Dec 31, 2025 2025 FY Jun 30, 2024 2024 FY Jun 30, 2023 2023 FY Jun 30, 2022 2022 FY Jun 30, 2021 2021 FY Jun 30, 2020 2020 FY Jun 30, 2019 2019 FY
Revenue
126.67 104.65 85.18 57.92 59.68 69.20 68.57
Cost of Revenue
33.84 24.24 1.93 0.91 6.16 27.32 6.83
Gross Profit
92.83 80.41 83.26 57.00 53.52 41.88 61.74
Operating Expenses
66.10 60.73 51.83 43.66 50.86 51.69 37.89
Research & Development
- - - - - - -
Selling, General & Administrative
34.96 29.95 28.25 26.38 26.95 25.66 23.57
Other Operating Expenses
31.14 30.78 23.59 17.29 23.91 26.03 14.32
Operating Income
26.73 19.67 31.42 13.34 2.66 -9.81 23.85
Non-Operating Income
0.24 0.26 3.57 0.00 0.00 0.00 0.00
Interest Income
109.53 88.32 71.03 43.84 43.93 53.52 54.16
Interest Expense
30.38 21.80 5.49 1.46 2.11 4.73 4.48
Other Non-Op Income / Expense
19.02 14.72 21.60 10.10 0.85 -3.25 -
Income Before Tax
26.49 19.41 27.86 13.34 2.66 -4.85 23.85
Income Tax Expense
6.20 4.15 5.91 3.06 1.58 -3.30 4.83
Non-Controlling Interest
- - - - - - -
Net Income
20.29 15.26 21.95 10.28 1.08 -6.51 19.02
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Dec 31, 2025 2025 FY Jun 30, 2024 2024 FY Jun 30, 2023 2023 FY Jun 30, 2022 2022 FY Jun 30, 2021 2021 FY Jun 30, 2020 2020 FY Jun 30, 2019 2019 FY
Depreciation & Amortization
- - - - - - -
EBITDA
28.62 22.27 34.12 16.08 5.52 -6.90 26.66
Earnings Per Share (Basic)
0.83 0.61 0.87 0.41 0.04 -0.26 -
Diluted EPS
0.83 0.61 0.87 0.41 0.04 -0.26 -
Weighted Average Shares
24.47 25.19 25.17 25.13 - - -
Diluted Weighted Avg Shares
24.57 25.22 25.17 25.13 - - -
Comprehensive Income
28.78 29.77 23.56 4.22 13.32 -12.89 16.90