Income Statement

OPORTUN FINANCIAL CORP

OPRT
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY
Revenue
405.84 295.20 280.67 640.66 530.48 335.06 446.85
Cost of Revenue
- - - - - - -
Gross Profit
956.69 1,001.78 1,056.92 952.55 626.78 583.73 600.15
Operating Expenses
361.76 410.38 534.32 715.94 467.69 393.15 362.42
Research & Development
- - - - - - -
Selling, General & Administrative
33.98 53.22 72.39 58.84 37.48 20.47 15.39
Other Operating Expenses
- - - 561.09 351.86 286.71 271.77
Operating Income
594.92 591.39 522.60 236.60 159.09 190.58 237.73
Non-Operating Income
550.85 706.57 776.25 311.89 96.30 248.67 153.30
Interest Income
- - - - - - -
Interest Expense
- - - - - - -
Other Non-Op Income / Expense
- - - - - - -
Income Before Tax
44.08 -115.18 -253.65 -75.29 62.79 -58.09 84.43
Income Tax Expense
18.83 -36.50 -73.70 2.46 15.38 -13.01 22.83
Non-Controlling Interest
- - - - - - -
Net Income
25.25 -78.68 -179.95 -77.74 47.41 -45.08 61.60
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY
Depreciation & Amortization
- - - - - - -
EBITDA
594.92 591.39 522.60 236.60 159.09 190.58 237.73
Earnings Per Share (Basic)
0.54 -1.95 -4.88 -2.37 1.68 -1.65 0.46
Diluted EPS
0.53 -1.95 -4.88 -2.37 1.56 -1.65 0.40
Weighted Average Shares
46.42 40.36 36.88 32.83 28.19 27.33 9.35
Diluted Weighted Avg Shares
47.86 40.36 36.88 32.83 30.32 27.33 10.76
Comprehensive Income
- - - - - -45.18 61.57