Income Statement

OP BANCORP

OPBK
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY Dec 31, 2018 2018 FY
Revenue
166.66 154.05 135.85 105.83 80.18 64.43 70.21 59.40
Cost of Revenue
75.56 74.77 54.63 14.28 3.65 14.25 15.61 10.38
Gross Profit
91.10 79.28 81.22 91.55 76.52 50.17 54.60 49.02
Operating Expenses
55.77 50.20 47.73 44.83 35.87 31.94 32.52 29.56
Research & Development
- - - - - - - -
Selling, General & Administrative
36.49 32.25 30.21 27.73 21.94 20.04 20.27 18.20
Other Operating Expenses
19.28 17.95 17.52 17.10 13.93 11.90 12.25 11.37
Operating Income
35.33 29.08 33.49 46.72 40.66 18.23 22.08 19.46
Non-Operating Income
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Income
150.33 137.62 121.67 88.21 64.16 53.66 58.78 50.07
Interest Expense
71.98 72.01 52.98 11.30 3.13 8.29 14.51 9.11
Other Non-Op Income / Expense
- - - - - - - -
Income Before Tax
35.33 29.08 33.49 46.72 40.66 18.23 22.08 19.46
Income Tax Expense
9.69 8.01 9.57 13.41 11.82 5.11 5.32 5.20
Non-Controlling Interest
- - - - - - - -
Net Income
25.64 21.07 23.92 33.31 28.84 13.13 16.76 14.25
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY Dec 31, 2018 2018 FY
Depreciation & Amortization
- - - - - - - -
EBITDA
42.59 30.44 34.83 48.09 41.97 19.54 23.22 20.50
Earnings Per Share (Basic)
1.72 1.39 1.55 2.15 1.89 0.85 1.04 0.92
Diluted EPS
1.72 1.39 1.55 2.14 1.88 0.85 1.03 0.89
Weighted Average Shares
14.87 14.87 15.15 15.17 15.09 15.20 15.74 15.10
Diluted Weighted Avg Shares
14.91 14.87 15.16 15.23 15.16 15.22 15.94 15.55
Comprehensive Income
30.79 21.11 26.31 16.66 26.80 13.78 17.49 14.06