Income Statement

METROCITY BANKSHARES, INC.

MCBS
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY
Revenue
246.01 235.98 211.03 166.42 142.54 104.82 123.11
Cost of Revenue
89.47 95.68 92.59 24.84 11.50 14.96 21.44
Gross Profit
156.55 140.30 118.44 141.58 131.04 89.86 101.66
Operating Expenses
63.26 53.38 47.73 50.37 48.42 41.10 40.00
Research & Development
- - - - - - -
Selling, General & Administrative
36.67 33.21 29.30 30.50 30.11 25.50 24.92
Other Operating Expenses
26.58 20.17 18.42 19.86 18.31 15.60 15.08
Operating Income
93.29 86.92 70.72 91.22 82.62 48.76 61.66
Non-Operating Income
0.60 -0.40 -1.26 0.00 0.00 0.00 0.80
Interest Income
220.83 212.91 192.83 147.22 108.74 77.61 83.21
Interest Expense
90.38 94.77 91.35 27.61 4.57 11.49 22.24
Other Non-Op Income / Expense
-68.69 43.56 30.60 47.59 50.11 26.29 34.42
Income Before Tax
137.23 87.31 71.97 91.22 82.62 48.76 60.87
Income Tax Expense
24.16 22.81 20.36 28.62 20.92 12.37 16.15
Non-Controlling Interest
- - - - - - -
Net Income
68.53 64.50 51.61 62.60 61.70 36.39 44.72
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY
Depreciation & Amortization
- - - - - - -
EBITDA
93.29 86.92 70.72 91.22 82.62 48.76 61.66
Earnings Per Share (Basic)
2.66 2.55 2.05 2.46 2.41 1.42 1.82
Diluted EPS
2.64 2.52 2.02 2.44 2.39 1.41 1.81
Weighted Average Shares
25.73 25.28 25.21 25.41 25.57 25.61 24.53
Diluted Weighted Avg Shares
26.01 25.58 25.52 25.69 25.79 25.80 24.73
Comprehensive Income
57.02 57.47 53.78 80.81 61.34 36.59 44.82