Income Statement

ENOVA INTERNATIONAL, INC.

ENVA
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY Dec 31, 2018 2018 FY Dec 31, 2017 2017 FY Dec 31, 2016 2016 FY Dec 31, 2015 2015 FY Dec 31, 2014 2014 FY
Revenue
3,151.65 2,657.80 2,117.64 1,736.09 1,207.93 1,083.71 -75.60 -79.35 -0.15 0.56 0.00 809.84
Cost of Revenue
- - - - - - 602.89 571.00 396.63 327.97 216.86 266.79
Gross Profit
1,830.24 1,529.45 1,229.92 1,117.56 1,024.26 684.19 571.86 543.07 447.11 417.60 435.74 543.05
Operating Expenses
1,090.81 944.69 807.79 733.57 611.20 326.40 323.65 360.00 312.70 296.13 311.36 73.57
Research & Development
- - - - - - - - - - - -
Selling, General & Administrative
621.08 523.57 414.46 382.57 271.16 140.60 115.13 125.27 101.72 97.96 116.88 127.86
Other Operating Expenses
- - - - - - - - - - - -
Operating Income
739.43 584.76 422.14 383.99 413.06 357.80 248.21 183.07 134.41 121.48 124.39 469.48
Non-Operating Income
338.40 313.66 194.89 111.42 75.91 -77.62 78.14 106.66 57.92 16.68 53.87 292.98
Interest Income
- - - - - - - - - - - -
Interest Expense
339.31 290.44 194.78 115.89 76.51 86.69 - - 46.90 51.60 49.40 38.47
Other Non-Op Income / Expense
1.56 -0.50 0.12 6.44 2.95 0.63 - - 83.56 66.08 78.45 -
Income Before Tax
401.03 271.10 227.25 272.57 337.16 435.42 170.07 76.41 76.50 104.80 125.76 176.50
Income Tax Expense
92.65 61.65 52.13 65.15 80.86 57.58 133.46 6.32 47.26 70.20 26.53 64.83
Non-Controlling Interest
- 209.45 - - 0.77 0.09 - - - - - -
Net Income
308.39 209.45 175.12 207.42 256.30 377.84 36.61 70.10 29.24 34.60 43.99 111.67
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY Dec 31, 2018 2018 FY Dec 31, 2017 2017 FY Dec 31, 2016 2016 FY Dec 31, 2015 2015 FY Dec 31, 2014 2014 FY
Depreciation & Amortization
- - - - - - - - - - - -
EBITDA
781.26 624.97 460.29 420.86 448.44 377.53 263.27 198.26 148.80 137.04 142.78 488.21
Earnings Per Share (Basic)
12.25 7.78 5.71 6.42 7.05 11.85 1.09 2.06 0.87 1.04 1.33 3.38
Diluted EPS
11.52 7.43 5.49 6.19 6.79 11.70 1.06 1.99 0.86 1.03 1.33 3.38
Weighted Average Shares
25.17 26.92 30.67 32.29 36.35 31.90 33.72 33.99 33.52 33.19 33.01 33.00
Diluted Weighted Avg Shares
26.78 28.20 31.92 33.48 37.74 32.30 34.40 35.18 34.13 33.46 33.03 33.01
Comprehensive Income
312.58 202.02 174.85 209.97 255.58 373.93 47.35 63.38 88.53 57.82 76.78 -