Income Statement
COLUMBIA FINANCIAL, INC.
CLBK
Performance Overview
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in millions USD
| Metric | Dec 31, 2025 2025 FY | Dec 31, 2024 2024 FY | Dec 31, 2023 2023 FY | Dec 31, 2022 2022 FY | Dec 31, 2021 2021 FY | Dec 31, 2020 2020 FY | Dec 31, 2019 2019 FY | Dec 31, 2018 2018 FY |
|---|---|---|---|---|---|---|---|---|
|
Revenue
|
508.02 | 453.32 | 422.36 | 340.07 | 271.97 | 252.84 | 301.51 | 247.98 |
|
Cost of Revenue
|
259.14 | 287.90 | 193.89 | 48.38 | - | - | 92.94 | 70.12 |
|
Gross Profit
|
248.88 | 165.43 | 228.47 | 291.69 | 17.49 | 15.14 | 208.57 | 177.86 |
|
Operating Expenses
|
180.89 | 181.34 | 182.42 | 174.82 | 155.74 | 158.14 | 128.70 | 145.39 |
|
Research & Development
|
- | - | - | - | - | - | - | - |
|
Selling, General & Administrative
|
119.15 | 109.49 | 120.85 | 116.93 | 99.53 | 100.69 | 84.26 | 69.91 |
|
Other Operating Expenses
|
61.74 | 71.85 | 61.57 | 57.89 | 56.20 | 57.45 | 44.45 | 75.48 |
|
Operating Income
|
67.99 | -15.91 | 46.05 | 116.88 | -138.25 | -143.00 | 79.87 | 32.48 |
|
Non-Operating Income
|
0.00 | 21.28 | 0.00 | 0.00 | -264.43 | -219.26 | 8.79 | -1.18 |
|
Interest Income
|
470.95 | 451.43 | 394.98 | 309.67 | 270.15 | 295.71 | 261.08 | 226.29 |
|
Interest Expense
|
249.32 | 273.44 | 189.10 | 42.89 | 37.02 | 74.14 | 88.71 | 62.26 |
|
Other Non-Op Income / Expense
|
- | - | - | - | - | - | - | - |
|
Income Before Tax
|
67.99 | -11.77 | 46.05 | 116.88 | 126.18 | 76.26 | 71.08 | 33.66 |
|
Income Tax Expense
|
16.22 | -25.54 | 9.97 | 30.70 | 34.13 | 18.65 | 16.37 | 10.92 |
|
Non-Controlling Interest
|
- | - | - | - | - | - | - | - |
|
Net Income
|
51.77 | -11.65 | 36.09 | 86.17 | 92.05 | 57.60 | 54.72 | 22.74 |
Supplemental
Per share data, derived & other items — not part of the income statement
in millions USD unless noted
| Metric | Dec 31, 2025 2025 FY | Dec 31, 2024 2024 FY | Dec 31, 2023 2023 FY | Dec 31, 2022 2022 FY | Dec 31, 2021 2021 FY | Dec 31, 2020 2020 FY | Dec 31, 2019 2019 FY | Dec 31, 2018 2018 FY |
|---|---|---|---|---|---|---|---|---|
|
Depreciation & Amortization
|
- | - | - | - | - | - | - | - |
|
EBITDA
|
67.99 | -15.91 | 46.05 | 116.88 | -138.25 | -143.00 | 79.87 | 32.48 |
|
Earnings Per Share (Basic)
|
0.51 | -0.11 | 0.35 | 0.82 | 0.88 | 0.52 | 0.49 | 0.20 |
|
Diluted EPS
|
0.51 | -0.11 | 0.35 | 0.81 | 0.88 | 0.52 | 0.49 | 0.20 |
|
Weighted Average Shares
|
101.81 | 101.68 | 102.66 | 105.58 | 104.16 | 109.76 | 111.10 | 111.40 |
|
Diluted Weighted Avg Shares
|
101.81 | 101.84 | 102.89 | 106.19 | 104.16 | 109.76 | 111.10 | 111.40 |
|
Comprehensive Income
|
86.16 | 36.71 | 56.65 | -47.20 | 115.76 | 56.71 | 58.43 | 16.25 |