Income Statement

AMERICAN COASTAL INSURANCE CORP

ACIC
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY Dec 31, 2018 2018 FY Dec 31, 2017 2017 FY Dec 31, 2016 2016 FY Dec 31, 2015 2015 FY Dec 31, 2014 2014 FY Dec 31, 2013 2013 FY Dec 31, 2012 2012 FY Dec 31, 2011 2011 FY
Revenue
335.44 296.66 286.54 455.42 634.53 846.66 - - 654.42 487.12 357.57 280.23 208.08 131.23 96.42
Cost of Revenue
143.88 27.07 75.44 156.09 173.57 236.00 - - 175.44 117.66 87.40 65.66 - - 29.05
Gross Profit
191.56 269.58 211.11 299.33 460.95 610.65 - - 478.98 369.46 270.17 214.57 208.08 131.23 67.36
Operating Expenses
40.46 44.76 10.24 43.63 56.26 52.88 0.00 0.00 27.68 20.52 15.32 11.75 9.22 8.63 5.09
Research & Development
- - - - - - - - - - - - - - -
Selling, General & Administrative
40.46 44.76 29.49 63.32 57.21 72.06 - - 81.76 42.96 29.85 20.01 14.55 11.73 9.67
Other Operating Expenses
- - - - - - - - - - - - - - -
Operating Income
151.09 224.83 200.87 255.70 404.70 557.78 - - 451.30 348.94 254.85 202.83 198.86 122.60 62.27
Non-Operating Income
8.36 123.17 82.74 736.85 488.55 689.88 - - 449.54 341.93 212.99 138.42 164.37 106.89 -
Interest Income
- - - - - - - - - - - - - - -
Interest Expense
10.82 12.00 10.88 9.61 9.39 9.58 9.78 9.87 3.25 0.72 0.33 0.41 0.37 0.36 0.55
Other Non-Op Income / Expense
114.61 2.06 2.39 12.12 0.18 0.07 0.12 0.12 0.15 0.10 0.29 0.08 0.00 - -
Income Before Tax
142.73 101.66 118.13 35.84 32.02 -97.31 -31.64 -2.07 1.76 7.00 41.86 64.41 34.49 15.71 -
Income Tax Expense
35.90 25.94 -191.78 -11.30 -25.94 -35.65 - - -8.38 1.31 14.50 23.40 14.15 6.01 4.93
Non-Controlling Interest
- - 0.00 -0.11 -1.95 0.96 0.39 0.10 - - - - - - -
Net Income
106.84 75.72 309.91 -469.86 -57.92 -96.45 -29.87 0.29 10.15 5.70 27.36 41.01 20.34 9.71 8.09
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY Dec 31, 2018 2018 FY Dec 31, 2017 2017 FY Dec 31, 2016 2016 FY Dec 31, 2015 2015 FY Dec 31, 2014 2014 FY Dec 31, 2013 2013 FY Dec 31, 2012 2012 FY Dec 31, 2011 2011 FY
Depreciation & Amortization
- - - - - - - - - - - - - - -
EBITDA
157.66 233.70 211.49 279.01 416.46 568.82 12.00 18.48 488.83 360.65 258.18 203.63 199.56 123.86 63.49
Earnings Per Share (Basic)
2.20 1.59 7.11 -10.91 -1.35 -2.25 -0.70 0.01 0.27 0.27 1.29 2.06 1.26 0.91 0.77
Diluted EPS
2.15 1.54 6.98 -10.91 -1.35 -2.25 -0.70 0.01 0.27 0.26 1.28 2.05 1.26 0.91 0.77
Weighted Average Shares
48.48 47.83 43.60 43.05 42.95 42.86 42.76 42.65 37.15 21.42 21.22 19.93 16.10 10.61 10.44
Diluted Weighted Avg Shares
49.78 49.36 44.39 43.05 42.95 42.86 42.76 42.84 37.38 21.61 21.45 20.05 16.18 10.66 10.44
Comprehensive Income
- 79.20 322.72 -494.27 -74.14 -98.08 -9.52 -17.96 18.54 4.90 26.08 44.93 17.82 9.98 10.65