Income Statement

AMERIS BANCORP

ABCB
Annual
Performance Overview Click any row in the table to add it to this chart
in millions USD
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY Dec 31, 2018 2018 FY Dec 31, 2017 2017 FY Dec 31, 2016 2016 FY Dec 31, 2015 2015 FY Dec 31, 2014 2014 FY Dec 31, 2013 2013 FY Dec 31, 2012 2012 FY Dec 31, 2011 2011 FY
Revenue
1,665.56 1,671.54 1,077.87 1,085.45 1,020.87 1,084.25 834.51 531.74 398.80 344.87 275.98 227.40 172.87 187.35 193.88
Cost of Revenue
527.85 587.89 - - - - 150.99 86.60 42.59 23.79 14.86 20.33 21.62 46.16 60.28
Gross Profit
1,137.71 1,083.65 - - - - 683.52 445.14 356.22 321.08 261.12 207.07 151.25 141.19 133.60
Operating Expenses
603.95 607.79 578.28 560.66 560.12 598.63 471.94 293.65 231.94 215.84 199.12 150.87 121.95 119.47 101.95
Research & Development
- - - - - - - - - - - - - - -
Selling, General & Administrative
360.86 360.25 331.97 332.20 346.21 368.32 231.87 154.86 125.15 111.02 97.32 76.75 58.29 54.74 40.93
Other Operating Expenses
243.09 247.54 246.32 228.46 213.91 230.31 240.07 138.78 106.79 104.82 101.80 74.12 63.66 64.73 61.02
Operating Income
533.76 475.86 -578.28 -560.66 -560.12 -598.63 211.58 151.49 124.28 105.25 62.01 56.21 29.30 21.72 31.65
Non-Operating Income
0.00 0.00 -935.22 -1,013.75 -1,056.24 -938.87 0.00 0.00 0.00 0.00 5.26 0.00 0.00 -4.57 0.00
Interest Income
1,394.53 1,378.28 1,280.44 893.89 703.11 726.50 636.39 413.33 294.35 239.07 190.39 164.57 126.32 129.48 141.07
Interest Expense
457.60 529.09 445.39 92.86 47.79 88.75 131.23 69.93 34.22 19.69 14.86 14.68 10.14 15.07 27.55
Other Non-Op Income / Expense
239.56 240.88 121.33 320.87 260.58 188.77 116.61 86.50 76.47 43.39 34.74 13.83 19.53 - -
Income Before Tax
533.76 475.86 356.94 453.10 496.11 340.24 211.58 151.49 124.28 105.25 56.74 56.21 29.30 26.29 31.65
Income Tax Expense
121.61 117.18 87.83 106.56 119.20 78.26 50.14 30.46 50.73 33.15 15.90 17.48 9.29 11.85 10.56
Non-Controlling Interest
- - - - - - - - - - - - - - -
Net Income
412.15 358.69 269.11 346.54 376.91 261.99 161.44 121.03 73.55 72.10 40.85 38.72 20.02 14.44 21.09
Supplemental Per share data, derived & other items — not part of the income statement
in millions USD unless noted
Metric Dec 31, 2025 2025 FY Dec 31, 2024 2024 FY Dec 31, 2023 2023 FY Dec 31, 2022 2022 FY Dec 31, 2021 2021 FY Dec 31, 2020 2020 FY Dec 31, 2019 2019 FY Dec 31, 2018 2018 FY Dec 31, 2017 2017 FY Dec 31, 2016 2016 FY Dec 31, 2015 2015 FY Dec 31, 2014 2014 FY Dec 31, 2013 2013 FY Dec 31, 2012 2012 FY Dec 31, 2011 2011 FY
Depreciation & Amortization
- - - - - - - - - - - - - - -
EBITDA
533.76 475.86 -578.28 -560.66 -560.12 -598.63 211.58 151.49 124.28 105.25 62.01 56.21 34.24 21.72 31.65
Earnings Per Share (Basic)
6.02 5.21 3.90 5.01 5.43 3.78 2.76 2.81 2.00 2.10 1.29 1.48 0.76 0.46 0.76
Diluted EPS
6.00 5.19 3.89 4.99 5.40 3.77 2.75 2.80 1.98 2.08 1.27 1.46 0.75 0.46 0.76
Weighted Average Shares
68.45 68.81 68.98 69.19 69.43 69.26 58.46 43.14 36.83 0.03 31.76 0.03 0.02 0.02 -
Diluted Weighted Avg Shares
68.71 69.06 69.10 69.42 69.76 69.43 58.61 43.25 37.14 0.03 32.13 0.03 0.02 0.02 -
Comprehensive Income
450.59 364.51 279.67 284.44 359.00 277.50 184.26 117.87 73.33 67.69 43.59 45.12 13.12 13.75 22.19